Commission-Only Recovery
A recovery model where the agent is paid only a percentage of what is actually collected, with no fee on amounts not recovered.
What it is
Commission-only recovery is a pricing model where a recovery agent is paid a percentage of the money actually collected, rather than charging fixed fees regardless of outcome. If nothing is recovered on an account, no commission is charged on that account.
It aligns the agent's reward with results, so the agent has a direct incentive to recover as much as possible, as quickly as possible.
Why it matters
For many businesses this model is attractive because it limits financial risk on overdue accounts that might otherwise be written off. The creditor only shares value that is genuinely recovered. It pairs naturally with a no win no fee approach to the collection stage.
Merion offers results-focused commercial recovery for business clients. You can discuss terms and refer accounts at refer a debt.
Good to know
This is general information and not legal advice. The exact commission rate often depends on the age, size and difficulty of the debt, and separate charges such as court filing fees may still apply if a matter goes legal. It is sensible to confirm in writing what counts as 'recovered' and whether any disbursements sit outside the commission.
Confused by the jargon?
Our team explains your options in plain English — and recovers what you're owed, commission-only.